Bip39 checksum https://papaly.com/1/eMEf Regardless that it makes use of BIP32 strategy it is possible to however import BIP39 seeds into Electrum wallet. Also in addition to BIp32 there is BIP44 version which some wallet use with the technology of seeds. This may provide you with empty balances. This can be https://bookmarkcitizen.com/story20353331/bip39-vs-bip84-new-step-by-step-map-for-bip39-standard-https-x-com-tundra838554